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Mortgage Loan Officer

Company: Silver State Schools Credit Union
Location: Las Vegas
Posted on: May 28, 2023

Job Description:

Mortgage Loan Officer
Full Time (40 Hours)
Monday - Friday (8am - 5pm)
PURPOSE:
The primary purpose of this position is to assist Silver State Schools Credit Union to live out its Mission, "Excellent Member Service and Financial Solutions - For Life," by providing outstanding service to both members and internal members.


  • To deliver service in alignment with our Service Commitments:
  • I will earn respect and build trust by acting with integrity in every situation.
  • I will understand my role in supporting the team to achieve our purpose.
  • I will focus on people over products and build lasting relationships.
  • I will take ownership and accept responsibility.
  • I will treat my coworkers with the same high standards as I treat my member.
  • I will continuously look for ways to improve myself, my credit union, and my community.
  • I will accept there is no "they". We are one working toward the same mission.
  • I will commit to the core values.
    SUMMARY:
    We are looking to hire an experience loan officer, Preferably with a minimum of three to five years of mortgage origination experience, our loan officers have the ability to work with our members and also bring in new business to the credit union. With an expanding base of products and a competitive compensation structure, if you feel like you have a clear understanding and can execute on the job activities below this could be an opportunity you don't want to miss.

    • Build a supportive referral network (e.g., with clients, lenders, real estate agents)
    • Evaluate creditworthiness and eligibility for obtaining a mortgage loan
    • Collect Financial Information - Credit, Bank Statements
    • Guide clients through mortgage loan options - Must be familiar with Encompass LOS software
    • Prepare and submit mortgage loan applications - Clear understanding of DU/LPA/Non Agency
    • Ensure data are in line with national and local financial rules
    • Monitor and understand SLAs on application processes and turn times
    • Inform clients about loan approval or rejection
    • Help resolve problems with applications
    • Research new mortgage loan policies
    • Ensure compliance with privacy laws and confidentiality policies throughout the process
    • Demonstrates the ability to clearly understand mortgage rates, points, and APR, not limited to presenting total loan cost and have the ability to clearly explain this our members
    • Experience working in retail financial institution locations, training and developing team members




      ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.


      • Originates mortgage loans in an assigned non-bank territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from Silver State Schools Credit Union locations. Incumbents are expected to spend at least 50% of their time conducting their activities away from Silver State Schools Credit Union locations.





        EDUCATION and/or EXPERIENCE:

        High School Diploma or equivalent. Minimum of three years of mortgage, sales, and or a combination of mortgage, sales, and banking experience.

        CERTIFICATES, LICENSES, REGISTRATIONS:
        NMLS: State Licensing Required, prior to offer of employment being extended. Will consider applicants that just need to complete required CE to reactive state license.*ONLY FULLY COMPLETED APPLICATIONS WILL BE CONSIDERED*
        **SEE RESUME ON APPLICATIONS WILL NOT BE CONSIDERED**
        SILVER STATE SCHOOLS CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER (EOE)
        DRUG-FREE WORKPLACE

Keywords: Silver State Schools Credit Union, Las Vegas , Mortgage Loan Officer, Other , Las Vegas, Nevada

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